The Bank of Mum and DadWelcome to my Winter Newsletter where I discuss topical issues in the Mortgage / Property space. Recently I have been getting a number of...
Tips for Property InvestorsSet your property investment goals: Keep asking yourself “why are you investing”. Keeping sight of the end rewards can help you stay...
It's not carved in Stone!Nothing ever stays the same, as human beings we are constantly on the move, adapting and changing as we transition through the different...
Trying to put a square peg into a round hole?Has the bank said no? You are not alone! I recently helped a self-employed client who needed additional funding to get a product to...
Over use it and you will lose it!I recently had a client refer their son to me who wanted to purchase his first home. The application was looking good until a credit...
Finance Declined!Auckland's housing market has stalled in the last three months, James Steele, QV Auckland senior consultant, said sales volumes were down...
Do You Understand Money?A few years ago, I wrote an article on financial literacy and came across this little quiz. Let’s see how well you do with the following...
Are The Banks Running Out Of Money?Recently I had a client who wanted to a pay a lump sum off their mortgage and then increase the revolving credit limit by the same...
Can We Still Count On NZ Super?Can you still count on NZ Super when you retire, the numbers are against you! Recently I posted about intergenerational inequity and how...
They Just Do Not Get It!Recently there has been a lot of comment around should the Reserve Bank relax the restrictive loan to value ratio (LVR) lending rules for...